Syntax Literate: Jurnal Ilmiah
Indonesia p–ISSN: 2541-0849 e-ISSN: 2548-1398
Vol. 9, No. 7, Juli
2024
Riska Nur Azizah1, Wahyoe
Pramukti2, Winda Putri Utami3
Universitas Bina Nusantara, Jakarta, Indonesia1,2,3
Email: [email protected]1, [email protected]2,
[email protected]3
Abstract
The
use of the internet has transformed individual shopping behaviors, shifting
from traditional shopping patterns or visiting physical stores to shopping
through online platforms or e-commerce. This behavioral change has undeniably
had a significant impact on the retail industry and consumers at large. With
the increasing number of e-commerce users, especially in the C2C (consumer to
consumer) sector, market competition is becoming more intense. This study
focuses on analyzing certain factors such as website appearance, ease of use,
free shipping policy, return policy, POD mode of payment, and security that can
influence customer trust and its impact on repurchase intention. Data
collection was conducted through the distribution of online questionnaires in
the Jabodetabek area to customers who had made online purchases in the last
three months, using a purposive sampling method with a total of 228
respondents. The research method analysis used the PLS-SEM method. The results
of this study indicate that website appearance, free shipping policy, return
policy, and security have a positive and significant effect on trust.
Meanwhile, ease of use and POD mode of payment have a positive but not
significant effect on trust. Furthermore, trust has a positive and significant
impact on repurchase intention. This study plays a role for C2C e-commerce
management in increasing consumer trust, especially among the millennial
generation, and its impact on repurchase intention.
Keywords: C2C e-commerce, online shopping,
trust, repurchase intention
Introduction
The use of the internet has
significantly increased various conveniences for humans, including in the
economic sector. As many as 212.9 million Indonesians access the internet,
spending an average of 7 hours and 42 minutes per day for various purposes, one
of which is shopping for products or services online (We Are Social, 2023).
Consumers now rely more on digital devices to shop through e-commerce rather
than visiting traditional shopping places (Vasic et al., 2019).
Currently, e-commerce has become an
integral part of the lifestyle of people in various countries, including
Indonesia. Indonesia is among the top ten countries with the largest e-commerce
growth, with a growth rate of 78%, placing it first in the world (Kominfo, 2019).
According to the e-commerce report by Badan Pusat Statistik (2022), the number
of e-commerce businesses in Indonesia in 2022 was 2,995,986. Additionally, the
number of users has also increased, with the number of e-commerce users in
Indonesia projected to reach 137.74 million by the end of the fourth quarter of
2024 (Badan Pusat Statistik, 2024). With the increasing number of businesses
and users of C2C e-commerce in Indonesia, the e-commerce industry is entering a
more competitive business situation to capture the market.
With the projected significant
market value growth and the dynamic increase in e-commerce visitors, focusing
on C2C can provide substantial profit opportunities for investors and business
players. Moreover, focusing on the C2C business model in e-commerce is an
attractive option for various reasons that strengthen its relevance in the
current global market context (DHL, 2023). Given this consideration, focusing
research on C2C e-commerce has the potential to provide valuable insights into market
dynamics in the rapidly growing C2C e-commerce industry.
Every C2C e-commerce company has its
own strategies to maintain relationships with buyers to keep them trusting and
making continuous purchases. Therefore, trust is considered a crucial element
in the relationship between buyers and sellers (Poon et al., 2017;
Roberts-Lombard et al., 2017). If a customer does not trust a store, it is
highly likely that they will not visit that store again, whether it is an
offline or online store (Zhu et al., 2020). When buyers do not have the
confidence to make repeat purchases online, it can result in various negative
impacts on the company, such as a decline in sales and long-term profits
(Firmansyah et al., 2019). Thus, examining the trust factor is a crucial aspect
for online business players (Zaman et al., 2016).
Previous research on the factors
influencing trust and impacting repurchase intentions on C2C e-commerce has
been widely conducted in overseas markets such as India and Thailand, and also
on Generation Y (Trivedi and Yadav, 2020; Zhu et al., 2019). Research on
repurchase intention in e-commerce has been conducted in Indonesia, but there
has not been much research on the variable of trust affecting repurchase
intention; most research focuses on customer satisfaction (Rahayu et al., 2016;
Oktarini et al., 2018; Hasniati et al., 2021). Research on factors influencing
trust, such as the appearance of an e-commerce site (Zhu et al., 2020), ease of
use (Trivedi & Yadav, 2020), free shipping policy (Shao, 2017; Tandon et
al., 2021), return policy (Oghazi et al., 2018; Tandon et al., 2021), POD
payment method (Tandon et al., 2021), and security (Trivedi & Yadav, 2020;
Zhu et al., 2020) on customer trust has been conducted. However, previous
research is still fragmented in validating a single construction model that
impacts trust and repurchase intention in the context of online shopping in C2C
e-commerce. This study aims to develop a construction model mentioned above in
the C2C e-commerce market in developing countries, particularly Indonesia,
which has the potential for C2C e-commerce growth, and to analyze the
relationship between customer-perceived trust, seen from several factors such
as website appearance, ease of use, free shipping policy, return policy, POD
payment method, security, and customer repurchase intention in C2C e-commerce.
Hypothesis
Development
E-commerce
E-commerce is a term that describes
the activity of buying and selling products and services over the internet, not
only involving economic transactions but also the exchange of information and
post-sale support (Gijón
et al., 2011). E-commerce has become a profoundly transformational force,
significantly altering business processes from design and production to the
receipt of products and services, while also affecting the dynamics of trust
between consumers and sellers (Aparicio et al., 2021). E-commerce involves the
exchange of products and services and includes various types of markets, such
as Business to Consumer (B2C), Business to Business (B2B), Social Commerce
(s-commerce), and Consumer to Consumer (C2C) (Leonard & Jones, 2019).
According to Rintasari and Farida (2020), the most commonly used type of
e-commerce by the Indonesian public is C2C, where transactions are conducted between
users, while the marketplace provider acts as an intermediary and service
provider. Lim (2014) argues that C2C e-commerce businesses can be considered
virtual communities where customers interact, effectively performing both
social and business functions.
Repurchase
Intention
Repurchase intention, or the desire
of consumers to buy again the products or services they have previously
purchased, is based on the evaluation of the performance of the products or
services they have experienced, which is then compared with their expectations
(Widjajanta et al., 2020). Repurchase intention refers to the probability or
desire of consumers who have completed an initial purchase and continue to use
and buy from the same site or company in the future, considering current and
potential future situations (Chang et al., 2020). Someone who frequently buys
goods or services from an e-commerce site and then chooses to transact again
with the same site in the near future can be considered to have repurchase
intention (Bayraktar et al., 2012). The behavior of repurchase intention is
viewed as more advantageous than mere new purchase intention, as it indicates a
tendency to continue purchasing in the future (Zeithaml et al., 2013).
Trust
According to Ba and Pavlou (2002), trust
is the belief that the other party is honest, reliable, and competent. Trust is
a fundamental principle in every business relationship (Corbitt, 2003). Trust
can be understood in two different stages: pre-purchase and post-purchase
(Effendi et al., 2023). Post-purchase trust differs from pre-purchase trust
because, at the post-purchase stage, consumers have substantial direct
experience, which they use to decide whether to transact in the future with the
same seller (Kim, 2009). Several previous studies have shown that trust plays
an important and significant role in determining customers' intention to
repurchase online (Jarvenpaa et al., 2000; Sullivan et al., 2018; Bernarto et
al., 2019).
Website
Appearance
Website appearance is a type of
design intended for the development and arrangement of objects within the
internet information environment, featuring consumer characteristics and
aesthetic quality (Japarianto & Adelia, 2020). Website appearance refers to
the visual appeal of the site (Chen & Dibb, 2010). The appearance of a site
involves a simple yet visually attractive layout arrangement, without
neglecting important information for users (Putri et al., 2023). Website
appearance in the online business world is highly valuable as it can reach various
customers, including domestic and international markets. Therefore, website
appearance becomes one of the crucial factors in business (Piarna, 2016).
According to Berlianto (2017), high-quality information design on a site has a
positive impact on customer trust. Previous research by Putri et al. (2023)
also states that website appearance has a positive effect on trust in
e-commerce customers. Therefore, this study will test the following hypotheses;
H1: Website Appearance has a significant positive effect on
Trust.
Ease
of Use
Ease of use is often associated with
users' perceptions during their experience, referring to the level of effort
perceived by individuals when using the technology (Peña-García et al., 2020).
Consumers' experiences and views while shopping are closely related to the
extent of ease of use (Li et al., 2020). The ease of use of e-commerce
platforms, such as effective websites or applications, plays a crucial role in
connecting sellers and buyers in the context of e-commerce (Chen et al., 2017).
Ease of use for potential customers in accessing relevant information on
e-commerce sites, social media accounts, and so on can affect how much they
feel in control of a site (Kandampully et al., 2016). The easier a system is to
use, the more likely it is that users will accept it (Trivedi & Yadav,
2020). Aghdaie et al. (2011) found that ease of use has a positive effect on trust
levels. Previous research by Faizah (2022) shows that ease of use has a
positive impact on trust levels in the context of the e-commerce industry.
Therefore, this study will test the following hypotheses;
H2: Ease of Use has a significant positive effect on Trust.
Free
Shipping Policy
The
physical distance between online buyers and sellers results in costs incurred
in the online market (Huang et al., 2019). Shipping costs are a major reason
why customers choose to abandon their shopping carts when shopping online
(Lewis, 2006). Typically, these costs must be borne by the buyer, so the price
of the received product may be higher due to additional shipping costs. Tandon
et al. (2021) also emphasize that online buyers pay attention to the total
product price, including low additional costs such as shipping fees. A common
promotion in C2C e-commerce practice is free shipping provided to customers if
their order total exceeds a certain amount (Boone et al., 2013). Tandon et al.
(2021) stated that free shipping policies significantly influence the level of
trust in shopping in e-commerce. Therefore, this study will test the following
hypotheses;
H3: Free Shipping Policy has a significant positive effect
on Trust.
Return
Policy
Return
policy serves as a tool to reduce the risk faced by consumers and is often used
by sellers to enhance consumer demand (Mukhopadhyay et al., 2005; Janakiraman
et al., 2016). Other researchers argue that return policies not only include
money-back guarantees, exchanges, and credit issuance for goods but also set
minimum limits for consumers engaging in return activities (Bonifield et al.,
2010). Although there are costs involved in logistics, an effective return
experience can enhance the positive reputation of online retailers by
demonstrating a high level of trust (Tandon et al., 2021). According to Oghazi
et al. (2018), leniency in return policies for online purchases plays a
significant role in consumer trust. This is reinforced by research conducted by
Tandon et al. (2021), stating that return policies have a positive effect on
trust. Therefore, this study will test the following hypotheses;
H4: Return Policy has a significant positive effect on
Trust.
POD
Mode of Payment
When shopping online, customers can pay for their orders
upon delivery or upon receiving the goods, either in cash or using other
payment methods (Tandon et al., 2021). Payment through credit and debit cards
in online purchases is one of the main barriers resulting in consumer distrust
(Tandon et al., 2021). Therefore, online retailers have designed alternative
methods, such as cash on delivery payment methods (Tandon et al., 2021). This
is supported by Hossain (2019), who suggests that buyers in developing
countries tend to prefer paying with cash rather than using credit or debit
cards. This is further reinforced by research from Tandon et al. (2021), which
found that POD payment mode significantly influences trust in C2C e-commerce. Therefore,
this study will test the following hypotheses;
H5: POD (Payment on Delivery) mode of payment has a
significant positive effect on Trust.
Security
Maintaining customer privacy and
security is a crucial factor when assessing the quality of online services
compared to measuring the quality of other telecommunications services such as
mobile phones and televisions (Thaichon et al., 2014). According to Jelassi et al. (2020),
implementing security measures on corporate websites can help increase sales
and overall site performance. This is supported by research from Sarkar (2020),
which found a significant positive correlation between perceived security and
trust in e-commerce. Therefore, this study will test the following hypotheses;
H6: Security has a significant
positive effect on Trust.
To ensure continuous transactions,
customer trust is crucial for any company. Trust is considered a critical
element in the relationship between buyers and sellers (Poon et al., 2017; Svensson et al., 2017).
Trust can create a sense of security for consumers when issues arise with
orders, such as damaged goods or items not matching their description, enabling
them to rely on C2C e-commerce platforms to resolve such problems. Therefore,
this study will test the following hypotheses:
H7: Trust has a significant positive effect on Repurchase
Intention.
Research
Method
Measurement Development
The approach used in this research
is quantitative, obtaining data through a structured set of questions to
consumers who have made online purchases on C2C e-commerce platforms, and then
analyzing and presenting the data through statistical processing. Based on the
type of questions, this research is a descriptive study aimed at exploring and
analyzing the factors that play a role in shaping customer trust towards repeat
purchases on C2C e-commerce platforms in Indonesia. The time dimension approach
of this research uses a cross-sectional time dimension approach, where data
collection is conducted only at a specific point in time.
The subjects of this research are
adult residents in the Greater Jakarta area (Jabodetabek) aged 18 to 64 years,
who are users of C2C e-commerce and have made purchases on C2C e-commerce in
the last three months. The research will take a sample of 200 respondents by
distributing online questionnaires in the form of Google Forms with a total of
38 variable statement items adapted from previous research on website
appearance (Kim & Stoel, 2004; Lee et al., 2016), ease of use (Trivedi &
Yadav, 2020; Peña-García et al., 2020), free shipping policy, return policy,
POD mode of payment (Tandon et al., 2021), security (Zhu et al., 2020), trust
(Trivedi & Yadav, 2020), and repurchase intention (Trivedi & Yadav,
2020; Tandon et al., 2020). The data analysis method used for this research is
the Structural Equations Model (SEM) method, which aims to check whether the
created model can be accepted or rejected (Purba et al., 2021). To
comprehensively evaluate the final results or the PLS-SEM model, two separate
assessment steps need to be conducted, namely measurement models and structural
model (Hair et al., 2017).
Data analysis and Findings
Demographic Profile and Characteristics of Respondents
The results of this study indicate
that out of 228 respondents, the study is dominated by respondents aged 25-35
years, accounting for 54.82% or 125 individuals. There are more female
respondents than male respondents, with females accounting for 62.72% or 143
individuals, while males account for 37.28% or 85 individuals. The highest
level of education attained by respondents in this study is a bachelor's degree
(S1), with 70.18% equivalent to 170 individuals. In terms of average monthly
income, the majority of respondents fall into the category of < IDR.
10,000,000, representing 67.11% or 153 individuals. The marital status is
predominantly unmarried respondents, accounting for 60.53% or 138 individuals.
Looking at the types of items
commonly purchased, respondents in this study often buy skincare/body
care/cosmetic products, accounting for 33.33%, followed by fashion products at
23.25% and electronic devices at 16.67%. The data also shows that the most
common payment method used by respondents in this study for online purchases on
C2C e-commerce platforms is bank transfer (including virtual accounts), at
51.57% or 118 individuals. Based on the respondents in this study, 168
individuals or 73.68% answered that they frequently use Shopee as their C2C
e-commerce platform for online shopping, followed by 46 individuals or 20.18%
who mentioned Tokopedia.
Table
1. Characteristic of Respondent
Characteristic |
Category |
Total Respondent |
Percentage |
Age
of Respondent |
18 - 24 years old |
74 |
32,46% |
25 - 35 years old |
125 |
54,82% |
|
36 - 45 years old |
22 |
9,65% |
|
46 - 56 years old |
6 |
2,63% |
|
57 - 64 years old |
1 |
0,44% |
|
Gender
Respondent |
Man |
85 |
37,28% |
Woman |
143 |
62,72% |
|
The
Last Education |
Junior High School |
41 |
17,98% |
Diploma |
12 |
4,95% |
|
S1 |
160 |
70,18% |
|
S2 |
12 |
5,26% |
|
S3 |
0 |
0,00% |
|
Others |
3 |
1,32% |
|
Occupation |
Student College |
26 |
11,40% |
Entrepreneur |
42 |
18,42% |
|
ASN/Civil Servant |
19 |
8,33% |
|
Public
Sector Employment |
118 |
51,75% |
|
House Wife |
14 |
6,14% |
|
Others |
9 |
3,95% |
|
Average Monthly Income |
<
Rp10.000.000 |
153 |
67,11% |
Rp10.000.001 - Rp20.000.000 |
50 |
21,93% |
|
Rp20.000.001 - Rp30.000.000 |
12 |
5,26% |
|
> Rp30.000.001 |
13 |
5,70% |
|
Marital
Status |
Not
yet Married |
138 |
60,53% |
Married |
90 |
39,47% |
|
Products frequently purchased
through C2C e-commerce |
Staple food items (example: rice,
flour, sugar, eggs, etc.) |
15 |
6,58% |
Snack |
16 |
7,02% |
|
Body Care
/ Skin Care / Cosmetic |
76 |
33,33% |
|
Fashion |
53 |
23,25% |
|
Electrical Tools |
38 |
16,67% |
|
Household Appliances |
13 |
5,70% |
|
Others |
17 |
7,46% |
|
The payment methods frequently
used |
Transfer/Virtual
Account |
118 |
51,75% |
Pay on Delivery/COD |
19 |
8,33% |
|
Credit card |
17 |
7,46% |
|
e-wallet |
66 |
28,95% |
|
Cash retail |
8 |
3,51% |
|
The C2C e-commerce platforms
frequently used for online shopping |
Shopee |
168 |
73,68% |
Tokopedia |
46 |
20,18% |
|
Blibli |
5 |
2,19% |
|
Bukalapak |
4 |
1,75% |
|
Lainnya |
5 |
2,19% |
Results
of Validity and Reliability Test
Validity testing is a method that
determines whether the measured variables truly reflect the variables the
researcher intends to study (Cooper & Schindler, 2006). Meanwhile,
reliability testing, according to Ghozali (2009), is a tool to assess the
consistency of a questionnaire that functions as an indicator of a construct.
Validity and reliability tests aim to evaluate the measurement model used in a
study .In this research, there are a total of 38 items used as indicators,
consisting of 5 items for the website appearance variable, 5 items for the ease
of use variable, 4 items for the free shipping policy variable, 5 items for the
return policy variable, 4 items for the POD mode of payment variable, 5 items
for the security variable, 5 items for the trust variable, and 5 items for the
repurchase intention variable.
Table
2. Results of Validity and Reliability Test
Variable |
Item |
Factor Loading |
Average Variance Extracted (AVE) |
Composite Reliability |
Cronbach’s Alpha |
Website
Appearance |
WAP1 |
0,827 |
0,697 |
0,920 |
0,892 |
WAP2 |
0,834 |
||||
WAP3 |
0,838 |
||||
WAP4 |
0,852 |
||||
WAP5 |
0,824 |
||||
Ease
of Use (EOU) |
EOU1 |
0,868 |
0,727 |
0,930 |
0,906 |
EOU2 |
0,822 |
||||
EOU3 |
0,808 |
||||
EOU4 |
0,898 |
||||
EOU5 |
0,866 |
||||
Free
Shipping Policy (FSP) |
FSP1 |
0,764 |
0,618 |
0,866 |
0,793 |
FSP2 |
0,732 |
||||
FSP3 |
0,822 |
||||
FSP4 |
0,823 |
||||
Return
Policy (RTP) |
RTP1 |
0,851 |
0,730 |
0,931 |
0,907 |
RTP2 |
0,844 |
||||
RTP3 |
0,792 |
||||
RTP4 |
0,895 |
||||
RTP5 |
0,866 |
||||
POD
Mode of Payment |
POD1 |
0,896 |
0,784 |
0,936 |
0,908 |
POD2 |
0,851 |
||||
POD3 |
0,899 |
||||
POD4 |
0,.896 |
||||
Security (SCR) |
SCR1 |
0,873 |
0,785 |
0,948 |
0,931 |
SCR2 |
0,919 |
||||
SCR3 |
0,916 |
||||
SCR4 |
0,902 |
||||
SCR5 |
0,815 |
||||
Trust (TRS) |
TRS1 |
0,867 |
0,749 |
0,937 |
0,916 |
TRS2 |
0,840 |
||||
TRS3 |
0,870 |
||||
TRS4 |
0,870 |
||||
TRS5 |
0,879 |
||||
Repurchase
Intention (RPI) |
RPI1 |
0,877 |
0,762 |
0,941 |
0,922 |
RPI2 |
0,822 |
||||
RPI3 |
0,894 |
||||
RPI4 |
0,820 |
||||
RPI5 |
0,831 |
The analysis results of this testing
will be evaluated based on several criteria, including the convergent validity
test which requires factor loading values > 0.7 and AVE (average variance
explained) values > 0.5 to be considered valid. The data processing results
indicate that all indicators have factor loading exceeding > 0.7, with
values ranging from 0.732 to 0.919. This testing also yielded AVE values
indicating > 0.5, with a range of values from 0.793 to 0.931. Therefore, all
items or indicators and constructs used are declared valid. Furthermore,
reliability testing was conducted through assessment of Cronbach's alpha values
which should be > 0.7 and composite reliability > 0.7 to be considered
reliable. The data processing results show that all variables have Cronbach's
alpha values ranging from 0.793 to 0.931, thus can be considered reliable
Table
3. The Result of Hypothesis
Hypothesis |
Path |
Path Coefficient |
T-Statistics |
P-Values |
Conclusion |
H1 |
WAP → TRS |
0,303 |
4,959 |
0,000 |
Accepted |
H2 |
EOU → TRS |
0,063 |
1,102 |
0,135 |
Rejected |
H3 |
FSP → TRS |
0,128 |
1,926 |
0,027 |
Accepted |
H4 |
RTP → TRS |
0,180 |
2,796 |
0,003 |
Accepted |
H5 |
POD → TRS |
0,073 |
1,288 |
0,099 |
Rejected |
H6 |
SCR → TRS |
0,293 |
4,857 |
0,000 |
Accepted |
H7 |
TRS → RPI |
0,704 |
15,713 |
0,000 |
Accepted |
Out of the total 7 hypotheses
tested, there were 2 hypotheses that were rejected, namely ease of use on trust
and POD mode of payment on trust. This is because the p-value for both
variables was greater than 0.05 and the t-statistics value was greater than
1.65, thus deemed rejected. Meanwhile, for the other hypotheses such as website
appearance, free shipping policy, return policy, and security on trust, they
were accepted as they met the criteria for structural model testing, which is a
p-value < 0.05 and t-statistics value < 1.65, thus the hypotheses were
accepted.
Variable |
R-Square |
R-Square Adjusted |
Trust
(TRS) |
0,689 |
0,681 |
Repurchase
Intention (RPI) |
0,495 |
0,493 |
To determine the extent of the
influence of trust on repurchase intention, an R-square calculation is
necessary. If the value is equal to or greater than 0.50, it indicates a
moderate influence, whereas if the value is 0.25 or lower, the influence can be
considered weak (Hair et al., 2017). Based on the calculation results, an
R-square value of 0.689 was obtained, indicating a moderate influence. This
value shows that 68.9% of the variance in the trust variable is explained by
variables such as website appearance, ease of use, free shipping policy, return
policy, POD mode of payment, and security, while the remaining variance is
explained by other variables not examined in this study.
Discussions
The study's findings demonstrate that
website appearance, free shipping policy, return policy, and security
significantly and positively influence trust, and trust, in turn, significantly
and positively impacts repurchase intention. The results of the website
appearance test align with research conducted by Japarianto and Adelia (2020),
which explains that website appearance positively and significantly influences
customer trust. This is supported by the characteristics of the study's
respondents, where the majority are female. Women tend to pay more attention to
aesthetics and visual comfort (Putrianto & Suryawijaya, 2023). Women are
generally more critical of website appearance and design, so an attractive
website is more likely to influence their level of trust. However, there are
differing results regarding the variable ease of use, which has a positive but
not significant effect on trust, leading to the rejection of H2. This is
evidenced by a p-value > 0.05 of 0.135, t-statistics < 1.65 of 1.102, and
a path coefficient of 0.063 indicating a positive value, thus rejecting this
hypothesis. These results contrast with previous studies observing the
relationship between ease of use and trust, such as Trivedi and Yadav (2020),
which found that ease of use positively and significantly influences trust. The
insignificant influence of ease of use in this study is supported by the fact
that the majority of respondents are from the millennial generation.
Millennials are skilled and flexible in dealing with technology (Salsabila et
al., 2022). They often use technology to simplify all activities, including
shopping (DJKN Indonesia, 2020). From this, it can be said that millennials are
already accustomed to online shopping, so ease of use may no longer be a
determining factor for their trust.
Next, the free shipping policy
significantly positively influences trust, leading to the acceptance of H3 in
this study. This result aligns with previous research by Tandon et al. (2021),
which found a positive influence between free shipping policy and trust. Based
on the study's results, it was found that the majority of respondents' average
monthly income is < Rp 10,000,000, indicating that they would consider free
shipping in online purchases. Free shipping is an attractive promotion that
increases trust and interest in online shopping among many Indonesians (Sasmita
& Efendi, 2021). Subsequently, H4 in this study is accepted, showing that
the return policy has a significant positive effect on trust. This result is
supported by research conducted by Oghazi et al. (2018), which analyzed the
return policy's impact on consumer trust in online shopping. A fair and easy
return policy by online retailers can be seen as a risk reducer for consumers
(Greatorex and Mitchell 1994; Janakiraman et al., 2016).
The fifth hypothesis in this study
is rejected, indicating that the POD (Pay on Delivery) mode of payment has a
positive but not significant influence on trust. This is evidenced by a p-value
> 0.05 of 0.099, t-statistics < 1.65 of 1.288, and a path coefficient of
0.073 indicating a positive value. These results do not align with previous
research by Tandon et al. (2020), which found that the POD mode of payment
positively and significantly influences trust. Although the flexibility of the
POD mode of payment is highly valued by respondents, their real preference
remains bank transfers. This is supported by the finding that few respondents
in this study use the POD mode of payment with cash for online shopping; the
majority prefer to use bank transfers (virtual accounts).
Next, security significantly
positively influences trust, leading to the acceptance of H6 in this study.
This result aligns with previous research by Zhu et al. (2020), which found a
significant positive influence between security and trust. Sarkar et al. (2020)
state that the most important factor consumers consider when making a purchase
is the security of storing and transferring financial information during
transactions. The final hypothesis in this study is accepted, indicating that
trust has a significant positive effect on repurchase intention. This result
aligns with research by Das (2016), showing that trust has a significant
positive impact on repurchase intention. Kim et al. (2012) emphasize that when
customers start shopping online and feel trust, it also affects their desire to
make subsequent purchases. This is reinforced by research conducted by Zboja
and Voorhees (2006), which shows that trust plays a crucial role in determining
whether customers will return for repurchase intentions.
Conclusions
This study analyzes the influence of
various variables such as website appearance, ease of use, free shipping
policy, return policy, POD mode of payment, security, and trust on repurchase
intention among consumers aged 18-64 in the Jabodetabek area. Based on the
research results, out of the seven hypotheses proposed, five were accepted
while two were rejected. The five accepted hypotheses are that website
appearance, free shipping policy, return policy, and security have a positive
and significant effect on trust. Furthermore, the study finds that trust has a
positive and significant effect on repurchase intention. On the other hand, the
hypotheses that were rejected are ease of use and POD mode of payment, which
have a positive but not significant influence on trust. This research shows
that consumer trust can influence their decision to repurchase products on C2C
e-commerce platforms. When consumers feel that the C2C e-commerce platform is
trustworthy, offers quality products, provides satisfactory service, and keeps
its promises, they tend to have a stronger intention to make repeat purchases.
Repeat purchases are very important and highly desirable because companies
incur significant costs in acquiring new customers, and there is substantial
economic value in customer trust and loyalty (Reichheld et al., 2000).
Based on these factors, it was found
that website appearance, as a visual aspect, has the greatest influence on
customer trust. This is because a well-designed website can create a pleasant
and reassuring shopping experience for customers, making them more likely to
trust the platform and return for future purchases. The results of this study
are in line with previous research, which indicates that an attractive,
visually pleasing website, with good organization of information and
easy-to-understand layout, positively affects consumer trust (Kim and Stoel,
2004; Lee et al., 2022).
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